Warren Buffet Stirred A Debate On Investment Choices, And Tim Armour Offered His Thoughts

Warren Buffet offered some advice on investing in his annual shareholder’s letter recently. Having been in the field for a very long time, he based his arguments on the experiences he has collected over the years. He placed a $1 million bet that would go to charity if his predictions failed. In his perspective, he observed that investing in an S&P 500 passive index fund, one would reap more as opposed to investing in hedge fund managers. This topic has attracted a debate, and Tim Armour readily gave his insights. Tim Armour respects Buffet’s school of thoughts and regards him as best placed to advise Americans on the need of investing. He also agrees with the method of investing in low-cost stocks and hold them for a long time to realize returns.

Passive Index Versus Hedge Funds

According to Timothy Armour, risks associated with passive funds are not well known to investors and those who know them often underestimate them going by recent statistics. Many hedge funds incur a lot of management costs and sometimes they over trade, which gives long-run returns that are poor. In his opinion, the debate should not be about passive or active but rather about low costs and long-term investment returns.

Despite the traditional belief that passive funds are a more secure way to save for retirement, it is advisable to note that they are not favorable during down markets. Quoting his experience at Capital Group that has been in existence for 86 years with 18 equity funds, the firm has had an average of 1.47 percent annually above index rates. This cements his argument that for hedge funds, if an investor can identify good managers, then he will reap for sure.

About Timothy Armour

Timothy Armour is a prominent person in the capital market in Los Angeles. His training in economics gave him a headway start for his career. He joined Capital Group as a participant in the associate’s program and worked his way up to his current post of the chairman and CEO.

Read more: Q&A With Portfolio Managers Tim Armour and Rob Lovelace

Online Reputation Management Leads Towards Strategic Success

There are over 3.5 billion individuals that use the internet. What individuals read about a business has an enormous influence on a business’s trademark, perception, and income. The ratings and reviews that a business receives online can affect different areas of the business. It can affect how far down the business shows up when doing a basic search. Ratings and reviews can have an impact on how dominant a business shows up when searching through Google Maps. With the capability of technology there will always be the chance for consumers to rate a business.

It is important to maintain an online reputation. It is important to be aware of what individuals are saying about the business on multiple areas of the media. Take into consideration strategies that can help the business be able to maintain a positive and proficient online reputation. Take the time to compare your business’s online reputation with others in the same market space. Take the time to evaluate the online reputation of your business then move forward with online reputation management.

Maintaining an online reputation management system will help the business to function more smoothly and increase in profit. There are six operational pillars associated with online reputation management. The six operational pillars associated with online reputation management can help lead the business towards a successful path and a topnotch reputation.

Online reputation companies like Brand Yourself can help guide a business to skillfully observe and/or reply to evaluations in a timely routine. Online reputation management can help a business to gather data from studies to enhance consumers experience with merchandises and/or services. Managing your reputation can also help the business to be associated with precise professional listings. Online reputation management can help the business to copiously engage a connection with consumers and prospects. Consistent functioning improvements are also a benefit of having an online reputation management system established. Online reputation management provides the capability to abundantly comprehend and observe how the business is perceived by others daily.

In conclusion, online reputation management provides several operational pillars that can lead a business towards strategic success.

The Impact of Swiss Start-Up Company With Mike Baur at the Front

For the longest time, Mike has been a force to reckon within the Swiss Private Banking industry. His journey has been that of courage as he built a career in two decades starting as an intern at UBS in his early twenties and growing all the way to an executive board member of the great private Swiss bank. However, at 39, the successful banker embarked on an entrepreneurial journey that changed his life and spared him the stress of a collapsing banking industry. Together with his two partners, Mike Baur founded the Swiss Startup Company. This is the leading privately owned and financed computer based startup accelerator in the whole of Switzerland.

 

Baur is passionate about mentoring the youth who are struggling with the initial steps in entrepreneurship. He also extends his support to a number of startup ventures either as a mentor or through direct financial aid. He is a co-founder and member of the Swiss Startup Association where he serves as a director. He is well trained with an MBA from Rochester New York and an Executive MBA from the Berne University.

 

Mike has been a significant player in several companies throughout his career. From his banking years, Mike has been an influential part of major investors. Many people sought his help regarding important financial decisions for expanding their companies or establishing their new businesses.

 

At the Swiss company, Mike is responsible for financing rounds as well as organizing fundraising activities. The company began as an ambition of creating firms that influence global changes and disrupt the normal occurrence of things, business models and products. The company organizes its goals in three-months long programs that are geared towards offering early startups the appropriate financing that they need, mentoring, services, coaching, and office space with the most important thing being access to the much-needed investors’ network.

 

The Swiss company offers exceptional opportunities to people who want to venture in entrepreneurship and have no idea of where to start from. Mike Baur is causing the change that many only dream of doing. He is using his skills, experience as well as resources to trigger an entrepreneurial move in Switzerland, a move that will change the business industry in the country. He believes in empowering and educating aspiring entrepreneurs to take risks and move forward in the appropriate manner.

Sawyer Howitt Business Success

There are a lot of people in the world of business who want to go out and make a name for themselves. Sawyer Howitt is one of the people who have had a lot of success in starting a company. If you want to emulate the success that he has had, there are lessons that you can learn from him and apply in your own life. Now is the time to start making a difference in the lives of other people in this area.

Sawyer Howitt

From the time that Sawyer Howitt started in business, a lot of people have looked up to his life and career. Not only that, but he is the type of person who is always willing to make a difference for others. Not only that, but he is always going to help others who need help in their life and career. One of the core principles that has led him down this road of success is to help other people in a variety of ways. If you are ready to start thinking about the future, Sawyer Howitt is the person to work with.

Related:  http://www.inc.com/articles/2000/10/20859.html

Financing

In the early days of starting a company, one of the biggest issues that you may encounter is not having enough capital to make the investments where you need them. Not only that, but you can start to see why so many people are struggling to make ends meet in their life. Now is a great time to work on a plan that is going to make a difference in your career in a variety of areas.

Related:   https://medium.com/@sawyerhowitt/welcome-to-the-future-rfid-technology-benefits-for-retail-c2597c648129

Brian Torchin: Providing Recruitment Services for the Healthcare Industry

Brian Torchin is an experienced recruiter who has made an impact the healthcare department. Brian offers career consultation for the candidates seeking employment in the health sector.

He has been described as a professional and individual can provide solutions to his clients. Brian has a meticulous attention to detail which has enabled him to deliver comprehensive services.

Brian is the Chief Executive Officer at HCRC staffing. He has held the position since 2004. HCRC Staffing is a consulting firm for the healthcare industry and Law industry. The firm helps find the right medical staff for their clients.

HCRC offers customized services to its clients based on their needs. The mission of the company is to establishing a long-term relationship with their customers.

The core values of the company are honesty, respect, and trust. They recruit for various medical positions including medical doctors, dentists, physician assistants, nurses, and physical practitioners among others.

The firm also recruits candidates for legal positions including attorneys, paralegals, dentists, Legal Secretaries, Office Mangers, and Legal Administration. The Company has a client base of 200 across the United States, Asia, Europe, and Australia. Learn more about Brian Torchin: http://www.wellness.com/dir/458034/chiropractor/pa/philadelphia/brian-torchin-dc

According to Behance, Brian Torchin is a leader and a team player. That is what has given him success in his career. He has stayed knowledgeable about the changes in the market which have made significant changes in the market.

Apart from his successful career, Brian has found time to develop other interests including writing and publishing articles. Each of the articles that he has published on his blog is based on different topics.

Before joining HCRC, Brian was with the Practice Management Inc. for seven years. He was the Director of Medical Marketing.

Brian Torchin holds a Bachelor of Science in Exercise Science from the University of Delaware. Between 1992 and 1995, Brian attended the New York Chiropractic College. In his free time, Brian finds time to volunteer at the Magee Rehabilitation as a fundraiser.

In his career, Brian has been published different publications. He was also involved in the Medical Integration for a Chiropractic Office Project which was a Case Study.

Alexandre Gama Can Help You Promote Your Business

Looking for advertising or marketing help? Alexandre Gama is a highly successful entrepreneur and advertising experts and can help you achieve success with your marketing and advertising.

There are many advantages of using the services of an advertising professional Alexandre Gama. Marketing and advertising firms and professionals can handle every aspect of the marketing and promotions for you so you won’t get distracted from your other priorities.

Having a knowledgeable professional like Alexandre Gama on your side will certainly give you confidence in knowing that your marketing and promotional messages will get to the right target and yield the results you anticipate.

Alexandre Gama is highly skilled, caring and works hard to ensure the best possible outcome for his clients. Alexandre Gama will take the time to assess your current marketing methods and advise you of the proper approach to address the issue.

Related:  http://adage.com/article/global-news/alexandre-gama-relinquishes-global-cco-role-bbh/302016/

Can WEN Cleansing Conditioner Really Transform Hair?

When you walk down the hair care aisle at your local beauty or grocery store, you’ll see loads of labels that promise to transform hair overnight and restore it back to health. But, when you look at the ingredients listed on the backs of the labels, you will notice that they are loaded with ingredients that actually damage hair and dry it out.

However, one hair care product has achieved cult status thanks to its ability to live up to its promises. Wen hair Cleansing Conditioner uses only plant-based ingredients and contains no sulfates that strip the hair of its natural protective oils. By switching to WEN Cleansing Conditioner, millions of women are finding that their hair is remarkably softer, shinier and healthier.

Emily McClure, a blogger who was tired of having dull, limp hair, decided to put the Sephora endorsed WEN Cleansing Conditioner to the test. Continue reading to find out what she had to say about the product.

Putting WEN Cleansing Conditioner to the Test

Emily decided to keep a daily hair journal to document her hair’s transformation as she applied WEN Cleansing Conditioner each day.

After Emily’s first application, she immediately noticed a change in her hair’s texture. Suddenly, her hair was full of volume and felt silky soft. After each daily application, her hair continued to improve as it became healthier than ever.

By the last day, Emily’s hair was so soft and shiny that even her friends were commenting on how beautiful it looked. Emily concluded that WEN Cleansing Conditioner really does transform damaged hair overnight.

Product Link: http://www.ebay.com/bhp/wen-hair-care

Summary

WEN Cleansing Conditioner works because it contains no harsh ingredients that strip hair of moisture. With ingredients like vegetable glycerin and rosemary extract, WEN Cleansing Conditioner simply restores hair back to its natural health so that it can detoxify from years of exposure to harsh chemicals found in commercial hair care products. In other words, this is one product that really does what it claims.

Source: Wikipedia.org

Anthony Petrello Still Breaking The Executive Mold

While not quite topping the list of best paid bosses for 2014 and receiving a 10% cut to his base salary as well, Anthony Petrello of Nabors Industries Ltd., still managed to accrue a total compensation package of $27,512,939 for fiscal year 2015.

This also despite an 80% reduction in total compensation when Anthony Petrello topped the list as highest paid oil executives in 2013.

The move was the result of an initiative the company began in 2014 to overhaul pay practices in regards to executive compensation. The company also took to the normal industry practice of linking top executives pay to the overall financial performance of the company. The move was finalized with a clinching vote by company shareholders at an annual advisory meeting in 2015.

Tony Petrello has been with Nabors Industries since 1991. Prior to his joining the company, Tony focused on international arbitration, taxation and general corporate law at the law firm of Baker & McKenzie and was Partner of it’s New York base office.

In 1991 he left Baker & McKenzie and was elected to Nabors Industries Board of Directors and the Executive Committee of the Board as well as serving as it’s President and COO until 2011. That same year he was named CEO of Nabors Industries after then CEO Eugene Isenberg stepped down.

In 2012 he was named Chairman of the Board and Chairman of the Executive Committee of the Board. However, since overseeing the operating functions of the company is not enough work for him, Tony also strategizes planning initiatives that allow the company to compete more prosperously in the market.

Anthony Petrello also serves as director of Stewart and Stevenson, LLC and Hilcorp Energy Company. His most important and personal work though, is as a member of the Board of Trustees at Texas Children’s Hospital where he advocates for the research and development of clinical programs for the needs of children suffering from neurological disorders.

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Will GTL take the technology challenge from Securus technology?

Securus technology is one the largest providers of parolee tracking, detainee communication and government information management solutions. Securus techonology focuses more in specialized needs of the corrections and law enforcement societies. It serves 1,000,000 inmates across North America and 2,600 correctional facilities. Securus technology has its headquarters in Dallas, Texas united states and four regional offices in Texas.

 

Securus technology is dedicated to serve and connect by emergency response dispatch, mobile law enforcement, investigation, communication, biometric analysis, and information management, in-mate self-service, monitoring service and products and public safety.

 

Securus technology has challenged its main competitor, Global Tel Link (GTL) taking in an independent technology judge to determine who has the best and largest product set, who has the best customer service metrics, who has the most high-tech modern telephone calling platform and who has invested more.

 

Mr. Richard Smith, the chief executive officer at Securus feels that GTL’s technology and customer service can’t be compared to his. He wants the judge to evaluate products, customer service models and calling platforms.

 

Before 2007, Securus was an inmate telecommunication firm, it moved to a more diversified, government services, high tech and software content business with products in a vertical market. The move come from $700 million invested over the last five years on patents, technology, partnerships and companies. Mr. Richard said that GTL has only invested a small fraction of what they have.

Securus technology argue that GTL can’t match their firm because;

  1. Securus uses its own trained field technicians while GTL contract non-employees.
  2. Securus has its own bigger product set of useful services for the corrections sector.

iii. Securus has a call answer performance 600% better than GTL’s- Securus call center is staffed by Secures employees while GTL outsources its customer service.

  1. The VOIP platform software is upgrades are done routinely to enable new products/services to be distributed cheaply and faster while GTL’S premise-based older platform.
  2. GTL former customer indicated that Securus’ product and service are more superior compared to that given by GTL. GTL cannot match Securus technological capabilities. Securus want to take the business from GTL in the rate of $ 4:1.

 

EOS And The Future Of Lip Balms

For decades when you went to purchase a lip balm you had to look through a lot of different aisles to find that little tube of Chapstick. They had a clinical feel to them but if you really wanted to splurge you could buy cherry or mint instead of the tasteless original.

Everything changed seven years ago. That was when EOS lip balm was suddenly everywhere. They came in little orbs and were in pretty pastel colors. You could easily find them at Target, Walmart and Walgreens. Online merchants eBay and Amazon have them too. Allure and Cosmo raved about the flavors of EOS. You finally had a real choice like grapefruit or honeydew. You knew EOS had become incredibly popular when Christina Aguilera, Miley Cyrus and Kim Kardashian were seen using them.

EOS is an acronym for evolutionofsmooth.com, and this product was all over the fashion and beauty magazines. Until recently the founders of the company would not discuss their business strategy. They finally granted an interview to Fast Company and talked about they managed to create a company worth $250 million. The research from the firm Kline says EOS has the second best selling product anywhere in the country. The first place slot goes to Burt’s Bees. Even Blistex and Chapstick can’t touch EOS despite the fact they have been on the market a lot longer.

EOS is currently selling more than 1 million balms every week and their future looks good. The market for lip care products has been estimated to increase by approximately $2 billion by the year 2020. EOS specializes in organic and natural products and that is exactly what the current market is looking for. EOS lip balm began small because they wanted all of their focus to be on production and marketing. They want the consumers to understand their values and what they are trying to achieve.